The engine under every Payomatix payment.

Our proprietary orchestration, checkout, BaaS and PayFac technology is what your business runs on once you're live — and what makes scaling cross-border payments actually feasible.

Payment Orchestration

Smart routing, failover, and success-rate optimisation across 25+ acquirers and PSPs — one unified API.

Cashier & Unified Checkout

White-labelled hosted checkout with 3DS, alternative payment methods, and mobile-first UX out of the box.

Banking as a Service

Virtual accounts, prepaid cards, and ledgering blocks for teams building fintech products on top of our rails.

Payment Facilitator (PayFac)

Sub-merchant onboarding, split payments, KYC and risk tooling — become a PayFac without building it yourself.

Platform capabilities

PCI DSS Level 1 certified infrastructure
Smart routing across 25+ acquirers & PSPs
Unified checkout & mobile SDKs
Real-time analytics dashboard
BaaS building blocks (accounts, cards, ledger)
PayFac onboarding & split payments

Not a payments buyer yet? Start with the journey.

Most clients meet our technology after we've registered them, banked them, and gotten them approved. It's the last stage — not the first.