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Issue branded virtual & physical cards
PayoCardz — Card Issuing
PayoCardz lets fintechs, marketplaces, and corporates issue cards under their own brand. Real-time controls, instant virtual provisioning, and Apple/Google Pay tokenization — all powered by our BIN sponsor partnerships.
Key Features
Everything you need, built in.
Virtual & physical cards
Real-time spend controls
MCC & merchant restrictions
Apple Pay & Google Pay
Branded card design
Instant issuance via API
Multi-currency wallets
Transaction notifications
Why Choose It
Launch in weeks
Pre-integrated with BIN sponsors — no scheme negotiation required.
Total control
Set per-card limits, freeze, and adjust controls in real time.
New revenue
Earn interchange on every swipe — monetize your customer base.
Perfect for
Expense managementGig & marketplace payoutsCorporate cardsNeobanking