EU

European Union

EU IBANs, SEPA-ready structures and access to 450M consumers.

Best for

EU-focused SaaS and e-commerce · VAT-registered digital sellers · Businesses needing SEPA settlement

Entity types

Ireland Ltd · Lithuania UAB · Estonia OÜ · Netherlands BV · Portugal Lda · Poland Sp. z o.o. · Spain SL · Plus other EU member-state structures on request

Banking

EU business banking / regulated EMIs across Ireland, Lithuania, Estonia, Netherlands, Portugal, Poland, Spain and other EU jurisdictions — genuine EU IBAN issuance with SEPA and SWIFT.

Timeline

Varies by member state. Formation 1–3 weeks; banking 2–6 weeks.

Payment access

Access to European acquirers, SEPA Direct Debit, and full APM coverage (iDEAL, Bancontact, SOFORT, etc.).

Tax note

Each member state has its own corporate tax and VAT regime. Local advice is essential.

Information here is general guidance, not legal or tax advice. Local licensed advisors make the final call. Payomatix Global does not enable tax evasion or anonymous ownership structures.

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