The Recurring Payments Problem
Card-based recurring mandates in India have been brittle since the RBI's 2021 e-mandate framework. Auth rates dropped, customer drop-off rose, and SaaS economics suffered.
How UPI AutoPay Solves It
UPI AutoPay lets users authorize recurring debits up to ₹1 lakh with a single approval. The mandate sits on rails purpose-built for high-frequency low-friction debits.
What It Means for SaaS
Subscription churn from failed renewals can drop 40–60% by switching to UPI AutoPay. For consumer apps, it's now the default mandate channel.
Payomatix AutoPay
One API for AutoPay creation, modification, debit, and cancellation — with full webhook coverage and a debit success rate at the top of the industry.