The Cross-Border Problem
SWIFT wires take 2–5 days, cost $25–$50, and lose 2–4% to FX spreads. For high-volume cross-border flows, this is a tax on global commerce.
Stablecoins as Rails
USDC and USDT settle on public blockchains in seconds for fractions of a cent. Convert in, transfer, convert out — and you've replaced SWIFT.
When It Makes Sense
Payomatix's Role
Fiat-in / stablecoin-rails / fiat-out, with full compliance and reporting. You get crypto's speed without crypto's complexity.