Why Virtual Cards
Virtual cards are issued instantly, can be locked to a single merchant or amount, and don't require shipping plastic. Perfect for B2B spend, gig payouts, marketplace disbursements, and ad-budget controls.
Top Use Cases
Architecture
Issuer (Visa/Mastercard sponsor bank) → BaaS platform (Payomatix) → your app. You call `createCard`, the platform provisions a PAN against the BIN range, returns a token, and you display it in your UX.
Compliance Notes
Card issuing is a regulated activity. Working with Payomatix means you inherit the sponsor-bank relationship, network certification, and PCI scope — you ship features, not paperwork.