Step 1 — Pick Your Methods
Don't try to support everything on day one. Identify the top 2–3 methods your customers actually use (cards + UPI in India; cards + Apple Pay in the US).
Step 2 — Choose Hosted vs Direct
Hosted checkout is fastest (PCI scope reduced, weeks of work saved). Direct API gives you control. Most startups should start hosted.
Step 3 — KYB & Onboarding
Have your incorporation docs, bank account, and director KYC ready. Most providers approve in 2–5 business days.
Step 4 — Sandbox Integration
Wire up the SDK, handle the success and failure callbacks, and store the transaction ID against your order. Build webhook handlers before going live.
Step 5 — Go Live
Run 5–10 real low-value transactions, verify settlement, then open the floodgates.
Why Payomatix for Startups
Zero setup fee, transparent per-transaction pricing, 24-hour onboarding, and a single integration that covers cards, UPI, wallets, and net banking.